Social Security (SS) is a government program designed to provide financial assistance to individuals who are retired, disabled, or survivors of deceased workers. It is one of the largest social welfare programs in the United States, benefiting millions of Americans each year.

One of the key benefits of SS is retirement benefits, which are based on an individual’s earnings history. To qualify for retirement benefits, individuals must have accumulated enough work credits through paying Social Security taxes. The amount of benefits received is calculated based on a person’s average earnings over their lifetime.

In addition to retirement benefits, SS also provides disability benefits for individuals who are unable to work due to a disability. Survivors benefits are available to the spouses and dependents of deceased workers.

Understanding Social Security and its benefits is essential for planning a secure retirement. By knowing the eligibility criteria and how the program works, individuals can make informed decisions about their financial future.#34#